BUYING with KARIN and KIM
SAVE BIG MONEY!…
Buying a home, is one of the most important decisions, second to marriage. However when marrying, most of us don’t do it for profit, the same shouldn’t apply when buying a home.
We all want a good return on the investment.
How would you know how much to offer? Even with the information available today to the public (MLS.ca, etc) you would need our experience and market knowledge to successfully place a winning offer.
The real estate market offers normally a vast inventory of properties, with very different standards, type, quality, location and value (price). Some homes are so old, that they will not pass technical inspection due to old electrical systems, termite infestation, rodents, asbestos insulation etc.
However some houses may look cute, they are potential time bombs to blow up your equity. In fact we believe, the Government should set up a system, to insure that every house receives adequate certification before introduced to the market.
This way, the Government would show some service for the property transfer tax applied to each purchase: 1% on the 1st $200K + 2% on the Balance. F.ex: in a $500K purchase it comes up to : 1% over $200K = $2,000 + 2% on Bal. = 2% of $300K= $6,000. Total of $8,000 for nothing.
The BC government makes over $100 million/ monthly on this tax alone.
Other homes are up to code but have liens on title, additions without permits, zoning contraventions, grow-ops history, stigma, bad location, overpriced etc. “a pig in the bag”… let alone the leaky condos due to faulty building codes.
Despite this dark introduction to the process of buying, the whole thing may be fascinating, smooth and rewarding if we guide you through.
This is why you shouldn’t buy a property without the expert advice of a good Realtor.
With our help, you will avoid the pitfalls, will enjoy the adventure and will buy for the right price. You never know when the market goes South… but we can guess to protect your investment. And finally, our services are free to the Buyer, except when there is no commission or minimal commission offered. In such cases we will ask the Buyer’s permission to negotiate a commission with the Seller or we will ask the Buyer to pay for our services.
Unlike most Realtors, we offer a high quality education in construction (Chalmers School of Technology – Sweden) and active real estate careers in Victoria since 1993.
Are you convinced? … wait until you see us working for you.
Things you need to do when Buying:
1- Be qualified for a mortgage or have cash. Sometimes independent mortgage brokers may offer better deals. Call us pl. for contact info.
2- Figure out what kind of dwelling and where you wish to buy. (buy a map, drive around, ask friends)
3- Have a Lawyer or Notary Public to handle the transaction (ph. book).
4- Have an insurance company lined up. (ph. book)
5- Have a building inspector (see ph. book or call us)
6- Have at least 5% down payment and a cash deposit of min $5,000,, which goes as part payment of the purchase value, when (if) you remove all subjects.
